My divorce is complete, as part of the settlement I am taking on the family home. The mortgage during marriage was in both names but I must now apply for a mortgage solely in my own name. My application is currently being made and I will need to pass an affordability test.
The existing mortgage held during the marriage in joint names is a tracker mortgage. I have solely paid this for the past 5 years and continue to pay it.
Does anybody know if there are examples of people in my situation being able to keep tracker mortgages. I understand I will need a new mortgage but just trying to figure out if there is any precedent for people keeping tracker mortgages post divorce?