ButtermilkJa
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Depends on the T&Cs of the original owner occupier loan agreement. Many (most?) lenders will require you to notify them if there is a change in use of the property from owner occupied to rental.Are you legally obliged to change your 'owner-occupier' mortgage to a 'residential' mortgage once you let your PPR, or does it depend on the bank/contract/other? etc?
Yes.Also, do you have to notify Revenue so they can stop paying TRS?
As the 100% Mortgage Interest write-off is only applicable once you've registered with them.And whatever you do don't forget the dreaded PRTB.
Did you really wonder if you could get more than a 100% "rebate" on mortgage interest?I didn't 'think' there was, I just asked because I didn't know.
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