So you believe thats the rate that will be offered? Unbelievable if it turns into reality.. where did you get that info about the PDH'S?
June 2008, it was iib homeloans. I have the document in fronto of me. I guess we are outside this 650 figure anyway?
To the best of my knowledge our broker gave us an option of getting a tracker but we chose fixed. This was April 2008 and we drew down in June. I can't see how our contract with iib would be any different to those who drew down in February 2008????
But did you tick it?I found the documentation that our broker sent to iib in April 08 and there was a box which we could have ticked for "tracker". Based on this I can't see how kbc now have February 08 as the cut off point. We fixed in 08 for 5 years.
I will definitely challenge them on this.
But did you tick it?
There is a cohort who think they are affected and have almost convinced themselves, but in absence of any written documents or without a description within the documents saying "tracker" or xx% above refi rate, it will be a difficult path to follow.
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But did you tick it?
There is a cohort who think they are affected and have almost convinced themselves, but in absence of any written documents or without a description within the documents saying "tracker" or xx% above refi rate, it will be a difficult path to follow.
Most of those affected had a tracker and were encouraged by the bank to move to a fixed rate.
Without originally having a tracker or being in the timeframe of the broker communication, it will be hard to find an angle.
Not saying there's no hope, but I wouldn't be getting excited.
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