That's a good point. The rule that says that KBC tracker customers cannot switch to KBC's good fixed rates is part of the Ts&Cs of their fixed rates – it is not part of the tracker mortgage contract.How about when us KBC tracker customers finally move over to bank of ireland ... i seen a list of BOI existing customer fixed rates v aib on a post by Brendan, are these available albeit unattractive ...
No – the CCPC ruling on BOI's takeover of KBC's mortgages makes clear that KBC customers will not be eligible for BOI's "new business" rates (and that includes the High Value Mortgages).Are we allowed to apply for the HVM offerings ?
It still has to get ministerial approval.Is there any indication of when Bank of Ireland will be taking over the KBC mortgages? Initially they said by Dec 2022 but as they have also said they will give us 60 days notice then that is obviously not happening.
Can you take a photo of the letter (hiding your personal details) and post it here? Or summarise the letter (dates mentioned, etc.)We did get a letter the other day indicating that our mortgages were being moved to BOI.
Got our notice of new rates today. With the tracker mover rate I'm now at 3.75%. not sure what their fixed rates for those moving off trackers are at right now but it can't be much higher with more rate rises coming
Check and see if a tracker mover can opt for their regular fixed rate. A 2% tracker is of no value. Possibly look at moving.Got our notice of new rates today. With the tracker mover rate I'm now at 3.75%. not sure what their fixed rates for those moving off trackers are at right now but it can't be much higher with more rate rises coming
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