Hi steely, my application was 18th feb08 I was deemed not impacted. P.kissane has reviewed my case and has told me I have a strong case due to the Nov 06 - Feb08 Flyer. So he has looking after my case now and the sake of 1000 euro for him to fight it I have to risk it.Mine will be going to P Kissane just waiting for the FRL , I intend to go as far as I can with it though even at expense to me
I got my final response from kbc outlining the reason why they believed I wasn't impacted. I send everything on to P.kissane and he blew holes in their argument. When you send your case in ahis team will tell you what your chances are of winning. They only take on your case if they think they have a chance of winning. You can pay instalments if you can't afford the 1000 euro.If he gets your tracker fully back and full redress and compensation it's another 3000 euro. At the moment he is engaging with kbc again on my case and if he fails it will go to the Ombudsman.Definatley worth it do you have to pay him up front ?, Have you received a Final response letter from KBC ? And are you now in the process of going to FSO
If he gets your tracker fully back and full redress and compensation it's another 3000 euro
Went with the installments myself steely1.Yeah it is worth it , As soon as I get my FRL I will be on to Mr Kissane , surely the FSO or high court would also award costs if you were to win as the fault is with KBC which would cover the €4k .
The legal costs of people disputing the "impacted " position must be mind boggling for KBC . Did you pay him up front for the €1000 or installment
That is whats in the terms and conditions.Small price to pay if I get tracker back with redress. But I believe they follow kbc for it if they win your case.Really another 3k?? thats
Was your application made before the 0ctober 06 date Tipptop2?,Was this the reason your account was deemed not impacted?. Has p.kissane reviewed your case?.My case application Oct. 06. Draw down advised by broker Jan. 07. KBC arguing I did not have to accept offer in Jan. 07 and not within scope of Central bank review. However I had other mortgage offers at the time and believe the broker influenced my decision to go on 3 yr. fixed with the possibility to roll onto tracker. This option was never given to me. How convenient for KBC. Any views advice welcome. Thanks Steely for setting up forum. By the way my case is now with P.K who is investigating
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