I am trying to finalise a mortgage on a property belonging to my father which is being transferred to me. The folio with the property has 2 judgement mortgages from a bank. (2007 and 2012 years of each judgement) The father has engaged a third party professional to engage with the bank to reach a settlement. The amount owed is 35k. But the bank in question aren’t responding, this is ongoing with 3 months. My timeline is tight as I have a letter of offer from the bank which will expire. The folio contains 200 acres. My solicitor says that the charge will follow in the transfer and my mortgage provider won’t accept it. If my dad voluntarily transfers some of the folio to my mother then the charge would be joined on that folio and the transfer to my folio would be free of the judgment and my bank will accept it. Is this possible?