Well firstly both plans would cost €1,399, there is better cover for a cheaper price though with VHI, Quinn and Aviva.
If you stay with VHI, you have to consider whether you want a plan with 80% or 100% orthopaedic cover ?
If your cover has lapsed for more than 13 weeks you may have a 26 week waiting period to reinstate the cover with VHI. You might not have to wait with Quinn or Aviva.
You may also have a waiting period for dental plan if you do not already have one.
Depending on the plan, the benefits, the cost, the number of visits and how recent, "recent" is will help determine whether it is worth reinstating cover.
Patrick