The condition may have been present, but if you were not aware when you took out the policy, and were not on any medication for same, or were not asked to get a medical report before cover started. I would be under the impression you would be covered.
If you took out serious illness cover, and months later god forbid you realised you had cancer, that cancer may have been there for some time before being discovered. There is a Latin version of the words "in utmost good faith", when you were filling out the form.
Good luck with the treatment.
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