breadandjam
Registered User
- Messages
- 28
Yet you state that you can afford to pay them back 50k plus interest over 7 years!!! You are considering bankruptcy which in my view is totally unnecessary. before taking any action against you in the UK they will need to get an Irish judgment. In my view a 25k offer would be very attractive and you should look more closely at this option before dismissing it. i.e. Borrow some from bank and look to friends relations if possible. I would also tend to stick to this lump sum and ignore any threats as 25k on an unsecured debt of 50k would be a good return for them. Find a good advisor who can put more time into your case than Steve Thatcher appears to have (no reflection on Steve but you need someone who will take full responsibility from you and give you the right advice & encouragement.)
Love to oblige but..........unless you wouldn't mind ;-)
Love to oblige but..........
All the letter says right now Bronte is "Upon further consideration I have decided to reject your Letter of Agreement" and a reference to that letter in the header.
Come on breadandjam we're talking serious money here you can do better than this. Upon further consideration I have decided to reject your Letter of Agreement because ....
Steve Thatcher the expert has told you to negotiate hard, 44brendan who is in a bank has told you the same, me, I've seen loads of posters like you but so far not one that I recall actually got chased by a bank to the UK or America. They don't go after people for 50k. 50k is nothing. And the costs of pursuing it outway the chances of getting it from you as:
a) you can go bankrupt
b) you have no assets
c) you can quit your job
d) you can exaggerate your spending and thereby prove you have nothing to pay them with
Your letter should be about how broke and poor you are. How stressed you are. You wouldn't believe the letters people write to banks.
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