I'm not at all sure that this is true. My CU has excellent online facilities, so my salary is being paid directly to the CU, and then transferred out via standing order payments or particular payments entered by me. The opening hours are better than the bank, including Sat mornings and one late evening. They have good services, including travel insurance and foreign exchange cash that isn't available elsewhere.Hello,
In terms of payment of a dividend or interest on your savings, I would say there is zero point in having a Credit Union account. Infact, I'd go half a step further and say that most of he Credit Unions have poor online facilities, less than perfect opening hours and a very poor selection of services - excluding basic savings & loans.
My CU, Carlow, does have an ATMIf they had an ATM service, I'd be closing my current account and switching to the CU as my main account.
.... My CU has excellent online facilities, so my salary is being paid directly to the CU, and then transferred out via standing order payments or particular payments entered by me. The opening hours are better than the bank, including Sat mornings and one late evening. They have good services, including travel insurance and foreign exchange cash that isn't available elsewhere.
If they had an ATM service, I'd be closing my current account and switching to the CU as my main account.
All I can say is I'm jealous !
... I must also add, that I suspect your Credit Union is the exception to the rule and that I would think many of the circa 400 Credit Unions are no where near as "advanced" (more the shame)
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