@85 per month,, this smells of a PAYMENT PROTECTION POLICY. If so, you probably have a VERY expensive and HARD to claim on policy. Suggest get an honest Broker to look at or let me know the name of Ins company and I will comment.
If it is PPI it is HIGHLY probable you have been conned into purchasing a very dear,hard to claim on policy. Check any website on PPI claims. These PPI companies only exist because of mis-selling.If you bought it since Jan 05 you may have a mis-sell case. If bought since July 2007 the Central Bank has (belatedly) told BOI and others to check.Sorry to give you poor news!!Hi
Yes - it is a payment protection policy through Bank Of Ireland who I believe in turn use Gentworth. It is a payment protection policy on our mortgage, which covers e1300 per month.
I am not self-employed, just a regular employee.
If you could suggest a few brokers ( online too ) that would be great.
Thanks.
If it is PPI it is HIGHLY probable you have been conned into purchasing a very dear,hard to claim on policy. Check any website on PPI claims. These PPI companies only exist because of mis-selling.If you bought it since Jan 05 you may have a mis-sell case. If bought since July 2007 the Central Bank has (belatedly) told BOI and others to check.Sorry to give you poor news!!
Have you a basis for thinking you were mis sold this product? Have you the insurance policy, if you have read it and see if you did not meet the criteria. It is simply not true that everyone was mis sold this type of policy, yes it is difficult to claim but if you meet the criteria then it will pay out, all insurance companies make it difficult to claim anything.
Whether or not it is worth having it is totally dependant on your own financial situation.
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