Health Insurance Is it even necessary to take out health insurance for children?

Hi everyone,

Could i get your opinions please on the above question? Is it even necessary to take out health insurance for children? I have 4 children (9,7,5,2). Do they need to be insured or would the public system suffice?

Im leaning towards insuring them as usual but was just wondering?

Thanks a million.

I cancelled insurance for my 2 (both under 5), and instead set up a standing order for 100 per month into a separate current account so there's money if I ever need it for medical expenses. With free GP, and public hospitals, I'm comfortable that I didn't need extra cover that I couldn't afford to pay for if needed.

Saying that, I've friends who have needed treatments for their kids and used the private system to get seen quickly, that they couldn't have afforded without insurance.

Aisling16 said:

Do they need to be insured or would the public system suffice?

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To quote my favourite TV series "all of this has happened before and will happen again" . . https://www.askaboutmoney.com/threads/insurance-for-kids-whats-the-point.191613/