Also, Quinn stopped offering group discounts about two years ago, so if you've seen a poster about the discount, etc, then double check it before signing anything.
I was going to join my company group scheme which has a 10% discount but was told by the insurer not to bother as everyone gets that anyway
I have a bank account with the Ulster Bank. It's called a Ufirst Gold account. They go out of their way to advertise the fact that they offer discounted health Insurance through the Quinn Health scheme.
If this is not available then the Ulster Bank should not be advertising this fact.
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I've also seen posters and flyers in credit unions that say a discount is available but when I was checking out my brother in law's health insurance recently, Quinn told me this discount isn't applicable any more.
It may be that Ulster Bank have been able to secure the continuation of the discount, though? If you're talking to anyone in Quinn about it, let us know if it's still available. There could be a surge in ufirst accounts.
There is a charge for having a uFirst Gold account so you will need to do the maths.
Those company schemes and prices are available to everyone, so it wouldn't make sense to join just for the health insurance "discount" (that's a general comment, not aimed at Odea).
Benefit details of Company Health Plus on Quinn's website here. And the quick quote button on the right lets you price those two plans, amongst others. The prices are the same as those in Odea's post. Also open enrolment means that an insurer can't refuse to enrol someone on any of their plans (presumably with allowances for making sure that someone is getting the kind of cover they want).
All that said, I'd love to know how Ulster Bank can state that ufirst holders get a discount when they're offering prices and plans available to everyone. But, I'm in a stirring mood, so maybe I should shut up.
Odea, thanks for coming back with the info!
What I'm saying is that, looking at Quinn's website, you don't appear to be getting a discount. The price you gave for Company Health Plus (Excess) as a ufirst holder, is the same price that anyone can get be they u-first or not. Check the prices on the tenth page of this brochure or use the quick quote button on the Quinn website to check.
What is available to everyone (and legally must be available to everyone) is the choice of product. So anyone can join Company Health Plus; they don't have to be an employee of any company or a member of any organisation. So if I ring quinn right now and say I want to join Company Health Plus (be it with Excess or No Excess), then I can join.
What I am saying to you, is that you're being told you're getting a discount, when realistically, you're not. You're being offered a cheaper, identical product, but it's one that is available to everyone at that price (at least according to Quinn's website and brochure). In other words, I agree with your original post about the discount being a marketing ploy, but in your case, you're not even getting a discount.
So anyone can join Company Health Plus; they don't have to be an employee of any company or a member of any organisation.
Are you sure about this? The Company Health Plus is not on Quinns Homepage nor listed on their homepage products as far as I can see.
novaflare thats interesting what you have unearthed there. What is the equivilent quinn individual plan called? are there other company plans? I cant find any on their website but as I found it hard to find the one you spoke about, I could be missing it.
Not to different plans..
Novaflare your dead right. I got onto quinn today about this and switched from personal care to company care for a saving of €80. Not only that but the latter plan has better cover than what I was on.
There are a number of different company plans apparently which I still cant find on their website, but went through them on the phone. Due to the law any individual can avail of them.
Thanks for that!
Quinn have information about their company plans here, in their For Employers section. Quinn allow you to get a price and/or join the same way as any other plan, using the buttons on the right.
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