outstanding balance including arrears = 250k.
Monthly payments = €1245.63
Interest rate = 4.49%
2. If I was able to pay off the mortgage in full do you think the bank would still need me to submit a financial statement?
You sound like you need to do a full post on what it is you are at.
2. If I was able to pay off the mortgage in full do you think the bank would still need me to submit a financial statement?
I offered the bank what was borrowed, but they have asked both borrowers to submit a financial statement,
If you had only 20 years to go on your mortgage, you would have repayments due of €1,600 per month. Your arrears would be rising by €600 per month.
I think there is 8 years left on the mortgage. not sure if that makes any difference
They key thing is the balance on the mortgage. If the balance is €272,500 that is what you owe.
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