I think the way it works is that both countries establish
1) what your pension is based on the respective contribution in each country
2) what your pension would be based on total contribution in EU but then calculate the amount paid by each country as the ratio of the respective contribution in the country to the total contributions in the EU.
Pay whichever amount is higher
I don't think this is correct.
I worked in the UK for a number of years and recently contacted the UK pensions office and have received a letter confirming that I will be entitled to a UK pension based on the number of years I worked there.
I expect to also qualify for an Irish contributory pension.
It is not unusual to receive two pensions one from the UK and one from Ireland
Unlikely since the UK pension has already been determined. Where did you apply for the UK pension, via Sligo or the UK?
It's only a small uk pension. I just thought that uk contribution would be added to Irish pension to bring me up to the full irish. It seems they are both seperate.
Newcastle
Ok, well here is the thing: According to the EU regulations, you should have applied via Sligo as you are Irish resident, regardless of where you made the contributions. They (Sligo) are then responsible for contacting the UK pensions authority and determining how to maximise the use of your contributions in both jurisdictions, so that you that you get the maximum pension available. The payment of the pension is then split between the two countries in accordance with the contributions and the UK part will start to be paid earlier than the Irish part because the UK pension starts earlier if I remember correctly.
Because the UK pension has already been determined, I fear that may no longer be possible.... I'd suggest you contact Sligo again, explain the situation to them and see if there is any chance they can get you a better deal.[/QUOTE
Well to tell the truth, i don't know how people are to know these things as its so complicated (pensions)
Well to tell the truth, i don't know how people are to know these things as its so complicated (pensions)
You are assessed for UK pension based on the years worked in the UK and also separately for your Irish pension based on years paid in Ireland, both are paid separately (not combined)
Then each country adds together your contribution periods from all countries and works out how much pension you would get if these contributions had all been paid into its own scheme.
This amount is then adjusted to reflect the actual time you were covered in that country (called the pro rata benefit).
Result
These 2 amounts are compared and you will receive whichever is higher.
because i could draw the UK pension at 65 and irish at 66. i thought i would have to get uk at 65 so had not seen the irish application untill now.cremeegg and Westfield are correct. As previously stated I have gone through this process. You are assessed for UK pension based on the years worked in the UK and also separately for your Irish pension based on years paid in Ireland, both are paid separately (not combined) You must apply for your UK pension through Sligo, this on the application form, they are very slow, give them about 3 months
I think you may be over complicating a fairly straightforward situation. As you have been told you have a yearly average of 22 you should be entitled to a pension of€196 pw. (plus a portion for your spouse if you have one).
Fill up the State Contributory Application and tick the box for years worked in the UK.
The pension office in Sligo will deal with both pensions. Even if you are already in receipt of a UK pension you should still tick the UK box as there may be an adjustment (upwards) in your UK pension
Interesting: you are right Black Sheep: Will let things pan out and see what happens.
Will get Irish Pension of 196 Start of Feb.2015. already getting 2 thirds of UK pension.
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