I entered the roundabout on the outside lane and i was indicating to take the third exit.
i contacted my insurer and they are telling me that i could be held partially liable as i was in the wrong lane.
How does your insurer come to this conclusion??
Surely as you were taking the THIRD exit at a four exit/entry rounabout (ie. turning right) you are correct to enter in the outside lane if there are two or more lanes available?
This is incorrect.
If you are exiting the first or second exit you should be in the outside lane. You should use inside lane when exiting at the third or fouth exit. Where it gets tricky is, you may also use the inside lane when exiting the second exit, the problem occurs when the outside lane is used to exit the third exit as you did.
Have a look at the RSA rules of the road. Problem is a lack of understanding relating to roundabouts.
Emphasis on the enter ie. before you are on the roundabout. Obviously if you do this, you are then (generally) on the lane closest to the centre of the roundabout. Which is correct for taking the third or subsequent exit(s) on four/five exit roundabouts."Surely as you were taking the THIRD exit at a four exit/entry rounabout (ie. turning right) you are correct to enter in the outside lane if there are two or more lanes available?"
Apologies got mixed up with the inside lane and outside lane. Where I have outside lane read left lane and inside lane right lane.
Breath easy!
If by "outside lane" you mean "left lane" then you were in the wrong lane, indicator notwithstanding, and you cut across the van's path. I suspect that you are a bit fecked, but that's what insurance is for. Just let the insurance company sort it out and forget about it (except to learn the lesson of properly navigating roundabouts).. . the other driver can not just cut accross my drive path and he said it gets messy when there is an accident on a roundabout. What further complicates this is the fact that the insurance is with the same companies for both vehicles so me thinks i could be a bit fecked!!
This problem is compounded by counter-intuitive roadmarkings at some toundabouts which disappear in heavy traffic (e.g. the Loughrea by-pass) and some people's inability to distinguish between the left/inside/near-side lane and the right/outside/off-side lane. The RSA don't help with their "in normal conditions do X, in abnormal conditions do X or whatever you like" statements.... The lack of roundabout understanding in this country shocks me...
some people's inability to distinguish between the left/inside/near-side lane and the right/outside/off-side lane.
Are you sure you're based in Ireland? The near side of the car is the right hand side, so presumably that would become the near-side lane in your tems. I think you'll find most people here consider the right lane to be the inside lane at a roundabout. It is the lane closest to the roundabout.
Any chance this insurance disagreement was settled and if so what was the outcome?I was involved in a crash at a roundabout today. It was a 2 lane roundabout with two lanes entering and exiting and 4 entries and exits. I entered the roundabout on the outside lane and i was indicating to take the third exit. i could not get in the inside lane as there was too many cars in it. as i approached the roundabout there was a car a little in front of me on the inside lane. While i stopped at the entry to the roundabout it went ahead. i then went on to the roundabout and indicated for the third exit. a van came at speed on the inside lane and was taking the second exit but he crashed into the rear of my car (just above the rear wheel) The guards were called and came eventually but didnt seem to care what happened just took details and gave them to both of us. i contacted my insurer and they are telling me that i could be held partially liable as i was in the wrong lane. he said that he will try and argue my case on the grounds that the other driver can not just cut accross my drive path and he said it gets messy when there is an accident on a roundabout. What further complicates this is the fact that the insurance is with the same companies for both vehicles so me thinks i could be a bit fecked!!
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