I also have one going back a few years. Its a life policy and savings in one policy. The savings are from an evergreen fund and gilt edge fund ,a managed fund and equity fund. Lets say the savings are 1000euro and the life covered is 50,000euro. Can i take out my savings of 1000euro, keep paying into my policy to maintain my life cover and rebuild my policy saving funds, or are there other issues involved.It is a whole of life policy. According to new ireland i have a choice of taking all my savings and closing the policy . or taking some savings ,but they will put up the cost of my monthly payments. I was of the opinion the savings were mine,and every few years when they built up,i could withdraw some money and continue paying my policy monthly. Is it possible to get advise from somewhere other than new ireland on my policy.