Hi Brendan, here is some further details
Age: 34
Spouse’s/Partner's age: 31
My Annual gross income from employment or profession: €64,000 (current)
- reasonably secure
Spouses Annual gross income from employment or profession: HomeMaker
Type of employment: Full Time PAYE
In general are you:
(a) spending more than you earn, or
(b) saving?
(a) Saving regularly
Other borrowings – car loans/personal loans etc
No loans or credit card debt.
Mortgage 190,000
Current Value of house 150,000
BOI Tracker Mortgage €700 per month
Banks 60,000
Shares 20,00
Total 80,000
Do you have a pension scheme? Yes
Do you own any investment or other property?
No
Ages of children: 1 and 4 years old