Age: 39
Spouse’s/Partner's age: 39
Annual gross income from employment or profession: 140K
Annual gross income of spouse: 0 (Currently stay at home mum)
Approx 6K
Type of employment: e.g. private industry
Saving approx 2-3K per month
Rough estimate of value of home: 450-500K
Amount outstanding on your mortgage: 0
What interest rate are you paying?
Other borrowings – car loans/personal loans etc - None
Do you pay off your full credit card balance each month? Yes
If not, what is the balance on your credit card?
Savings and investments:
Do you have a pension scheme? Yes husband has defined benefit pension. wife also has pension value approx. 50K.
Do you own any investment or other property? Own half a property, estimated value 260K so 130K, rental income of approx 1100
Ages of children:2, 4, 7
Life insurance: Yes, 250K and husband has work one, 3 times salary.
What specific question do you have or what issues are of concern to you?
Currently have approx 100-150K to invest.
We would like to invest for kid’s education and our future. We have never invested in stocks and shares before and have no idea where to start. What are the best investments to make…
- Purchase a property
- Irish Life Maps or similar
- Other stocks and shares
- Recommendations for financial advisors or how to approach this…