Clarcelt as you say even though you could buy a house for your budget in Elm Park I would not buy a house there. Oaklawns next door a much better estate but I doubt if you could buy a house with your budget in there not many come up for sale, I would say you would be paying at least 150K for one if it did. You could go to more residential estates like Glantan, you might get a house within your budget but renting it would not be guaranteed and you would be certainly struggling paying back a mortgage with it. Houses in Limerick in your bracket never really escalated in value at any time so I would say to you if you are expecting a big return for your money - don’t bank on it. If I can be of any further help to you about housing estates in this area just ask. You could look at an apartment in city centre starting at 40K at the moment again I wouldn’t expect these to increase in price anytime soon if at all but rents are starting about 450 a month (depending where you buy) but you could do this with just a small loan.