Insuring NI Rental Property - 39% increase from 2024

MG Midget

Registered User
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38
Hi,

Just got a renewal insurance quote with a 39% increase from 2024 for a rental property in NI. No claims. Some nonsense from the broker about me residing in the South and the property is in the North and insurers are reluctant to quote. Only two companies will provide a quote. Anyone come across a similar issue recently or any suggestions?

I have owned property in NI for years and always found it a reasonable jurisdiction from a 'cost of doing business perspective', however, in the last 12 months+ my experience is that they are certainly catching the gouger virus from their Southern cousins based on anything that is property related. - rant over ;-)

TIA
 
Not every insurance company deals with brokers.

I haven't experienced "gouging" here. But I shop around and don't just accept what a broker says - and that broker is charging you €150-€200.

Currently paying €331 insurance for an investment property in Tipperary with Zurich. 230k buildings, 15k contents, 1k excess.
 
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