That is an interesting statement. Should the OP check with a spirit level just to be sure it is really flat?I doubt it's 100% flat roofed.
When insurers mention percentages in the context of flat roofs it is the percentage of the total roof area which is 'flat' that they are referring to not the slope of the roof. The definition of 'flat' is generally anything with a slope of less than 10 degrees. ie they want to know if it is just a small extension out the back that has a 'flat' roof or if the entire structure is covered by a flat roof (which mine is hence 100% 'flat' whereas in reality it has a slope of about 5 degrees all over otherwise I would end up with a swimming pool on the roof every time it rained. This measure of a roofs risk is itself moronic as they should in fact be concerned with the overall square meterage of flat roof, eg a bungalow with flat roof of exactly the same area would be only 50% flat roof and therefore many more insurers will quote and charge lower premiums. Anyway that's how they measure it.That is an interesting statement. Should the OP check with a spirit level just to be sure it is really flat?
Call all home insurers in the Irish market and ask them for a quote?how do I know that I have got quotes for all the companies that actually offer cover for 100% flat roofs ?
OP looking for insurers, not brokers.My guess is that brokers specialising in flat roofs will ensure they appear in Google searches for flat roof insurance.
Aren't some of the companies listed in the original post actually brokers rather than insurers/underwriters? E.g. OBF...OP looking for insurers, not brokers.
Yeah but the OP mentioned that having already engaged via a broker that other brokers are coming back as unable to provide a quote. So they're looking to avoid having to go through the whole information gathering process only for other brokers to face the same issue. New one on me, but that's what the OP is looking for.Aren't some of the companies listed in the original post actually brokers rather than insurers/underwriters? E.g. OBF...
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