Hi newfarm,
I'm not sure when her renewal date is but the following options are based on current prices.
VHI Options
1. Plan PMI 37 13; full price 1011pa; good hospital cover, 3 levels, 100 private hospital inpatient excess, no day to day cover.
2. One Plan 250; full price 797pa; public and private hospital cover, 250 private hospital inpatient excess, no day to day cover.
3. Starter Plan 250; full price 699pa; specified list of public and private hospitals covered, 250 private hospital excess, no day to day cover.
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Laya Options - price in brackets include a 3% charge if you pay monthly or by installments.
1. Simply Connect; price 999(1026), good hospital cover,3 levels, 150 hospital excess, good day to day cover.
2. Flex 250 Explore; price 804(828), good hospital cover, 3 levels, 250 hospital excess, no day to day cover.
3. Advantage 250 Explore; price 677(695), full public hospital cover, specified list of private hospital cover, some hi-tech cover, no day to day cover
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Regards, Snowyb