It has nothing to do with the Gardaí. The driver was insured.If that information is totally necessary can the Gardai not get it from either the named driver or their insurance company.
Correct in that the Gardai won't collect and hand it over to you, but it is an offence to withhold insurance details in the event of an accident, see Duties on occurrence of accident. I had a case years ago where the insurance details the other party gave me at the scene were incorrect and they refused to respond to calls or texts. I called the Gardai and they had a quiet word, I got the details the next day.It has nothing to do with the Gardaí. The driver was insured.
Also the reason the insurers is saying they will go after you for the payment is that the are obliged to settle the third party claim. However there is also a condition in your policy wording say that you will fully cooperate with insurers in the event of a claim. And if you aren't providing the info to them, well as far as they are concerned you arent cooperating.
The car was being driven under the OP's insurance policy, so they have liability unless they can get it reassigned to another policy (which is likely what the insurers are trying to do at least in part). In law, the owner can be held liable for the actions of someone driving with their consent.I cannot see how they could. The OP has no liability, he wasn't driving.
Didn't know that. Is that the case.In law, the owner can be held liable for the actions of someone driving with their consent.
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