Marellie99
Registered User
- Messages
- 4
Can anyone tell me if it is legal for the banks to add on legal fees associated with restructuring on to a mortgage. I was in arrears, the bank started legal action for court despite my efforts to come to an agreement, eventually they put together a repayment plan that suited me but now I find that they have added on legal fees. Is this legal
I am very familiar with the mortgage agreements of my bank (which tend to be broadly similar across the sector) and there are no clauses that would allow us to apply any recovery costs directly to the clients account.
That astonishes me. I had assumed it was in all mortgage contracts.
Brendan
If your lender has added costs to your mortgage without a court order, then you should challenge it.
As itsallwrong says, go to the Circuit Court Office and ask them do "draw" the court order in your case. The Registrar actually makes an order to strike the case out.
Send this to your lender and ask for a refund.
Should you write to the Registrar outlining your case ?
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