We are in the AIB 300 Cohort, and following this we have a Tracker Mortgage at + 1.74%. There is approx €175k remaining on this, over 16 years.
We are looking at Buying/Building a new house with a total cost €520k. After some savings and profit on sale of current house, the plan is to have approx €280k mortgage (~ 55%).
Can we keep the Tracker Mortgage Rate on €175k of the new Mortgage and get a Variable or Fixed Rate on the remaining Balance?
Is there any reason to go to a Broker or apply to a lot of other Banks, or will the Tracker transfer (if available) with AIB, always be the best option?
We are looking at Buying/Building a new house with a total cost €520k. After some savings and profit on sale of current house, the plan is to have approx €280k mortgage (~ 55%).
Can we keep the Tracker Mortgage Rate on €175k of the new Mortgage and get a Variable or Fixed Rate on the remaining Balance?
Is there any reason to go to a Broker or apply to a lot of other Banks, or will the Tracker transfer (if available) with AIB, always be the best option?