Impact of defaulting on mortgage

I was thinking about this thread about defaulting on a mortgage
while listening to Mary Coughlan (the singer, not the Tanaiste) on Marian Finucane's show yesterday, talking about the impacts on her life and family of defaulting on her residential mortgage. It makes for sobering listening (no pun intended) - you can download from http://www.rte.ie/podcasts/2009/pc/pod-v-110709-16m37s-marianfinucaneshow.mp3

Downloaded that podcast and Mary C kicks in around 1hr 35 min into it....ie you can fast forward to there...but then it seemed to skip her bit?? I'm sorry to hear this happened to her.