If I draw down mortgage with Avant, can I top up in few years if salary increases?

dubdub123

Registered User
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Hi, I'm looking to purchase and have identified a property. There may be some work needed in the future (downstairs bathroom, work in the garden etc) , however this is not necessary in order to move in.
If I drawdown and move in, is it possible to obtain a top-up or home renovation loan from Avant? Assuming I meet criteria, LTV etc .. The mortgage rate of 1.95% is the most competitive but not sure if they allow top-ups later on. Credit Union would be 4.25/4.5 %...
Any info appreciated.
 
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