ICS Tracker Mortgage

Discussion in 'Tracker mortgages - other than redress issues' started by Wiggins, 15 Oct 2018.

  1. Wiggins

    Wiggins Registered User

    Posts:
    8
    Hi,

    I have a Tracker mortgage of 1.5% with ICS. My loan is €270K and the property value is €390K, I believe this is a LTV of 69%. Can I negotiate a lower Tracker rate with ICS based on this LTV?

    Thanks.
     
  2. RedOnion

    RedOnion Frequent Poster

    Posts:
    1,816
    No.
    Not since 2007...
     
  3. cremeegg

    cremeegg Frequent Poster

    Posts:
    2,533
    I love it, you won the lotto with that mortgage and now you want more.

    And you never know. I know of someone who decided to fix their tracker back in the day, knowingly, and they have just collected 10s of thousands of euro in redress.

    If you get anywhere with it please let me know, I have a similar mortgage with an LTV just 30%. Good luck!
     
  4. Wiggins

    Wiggins Registered User

    Posts:
    8
    I asked the question as a general query. Cremeegg keep your negativity to yourself. You're obviously not a very happy/helpful person.