Hi Guys
I've an old credit card facility that was closed in 2012 and "scheduled deletion date" per my ICB is April 1st 2017. I'm just wondering if I run a check on myself on April 2nd, will this have automatically been deleted?
I had a row about interest with MBNA before closing the account and the last payment was late. I want to apply for a mortgage but don't want to get into explaining the story to another lender.
So I'm just wondering if the deletion is immediate or is there a months administrative delay or something?
Many thanks
Tom