So turning off a secondary road this eve in Dublin onto a primary route, I hit a cyclist. Between the way, haze,steamed windows I just didn't see him until I was upon him. I tried to avoid him and thankfully he was ok but my number plate broke and his back wheel was buckled. I was so grateful that no one was hurt that I immediately told him to get it fixed and and call me when he has a reciept or quote. He took a photo of my car and got my name and number and I took pics of the damaged bike and got his name and number. I'm terrified he'll claim an injury or hit me with a colossal bike bill. I don't know much about bikes but I'd guess it was of average worth...not a cheapie but not a new top of the range either. Is there anything else I should have done (other than not hit him) or should do now?
Thanks.
No I didn't offer the ambulance or guards as he wasn't even knocked off his bike. I felt it would be silly to call someone. Maybe I was wrong. Having said that, of I did offer and he declined, what would that prove also as him he could deny I ever offered?
I took a pic of the bike, couldn't see a name. All my particulars are in order. I feel sick to the out if my stomach with nerves that he might try fleece me.
No helmet, no lights and had a high viz jacket. It was my fault but his lack of the former items didn't help. I'll wait to see what price he comes back with. Thanks
The fact that he had no lights means he's on the road illegally.
I wouldn't ring your insurance company.
this is very poor advice. Most policies state that you must inform your insurance company immediately, or within a fixed time period of the occurrence of an incident that may result in a claim, failing to comply with those terms can see them refusing cover.
The accident happened at 4:55pm but regardless of the lights/visibility, I must take responsibility here. Morally, I would feel uncomfortable pushing this back to the cyclist. As it happens, in the picture, I can see he had a rear light attached to the bike but I'm almost certain he didn't have a front light.
I am astonished when I stop a driver for dangerous driving how often they ask me where my helmet is?Between the way, haze,steamed windows I just didn't see him
I am not sure about reporting it to the insurance company. Personally, for a buckled wheel, I wouldn't. You do not expect this to result in a claim. What is the insurance company going to do, if you report it? The same as you, sit and wait for a claim.
What will they do if you don't report it?
Brendan
Its a condition of motor insurance policy that you inform them as soon as possible of any incident that may give rise to a claim. So regardless of whether they will just be sitting their waiting OP should be telling them.
Bill is in. €126 for a new wheel and to have a bar/frame/something slightly straightened. I haven't seen the bill yet but am happy with that. Turns out he was an honest soul afterall
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