IAmAStupid
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Expenditure pattern:
We are both generally 'savers'.......
Does any one can give me a direction to come out of this huge debt? Thanks.
Expenditure pattern:
We are both generally 'savers'
Other borrowings – car loans/personal loans etc
Personal Loan 1 (total e14000): e 425 PM
Personal Loan 2 (total e4500): e 207 PM
Personal Loan 3(total e3900): e 105 PM
CC1 (balance 6500): 30 e PM (3.9% interest rate)
CC1 (balance 9500): 200 e PM (2.9% interest rate)
CC1 (balance 4000): 90 e PM (3.9% interest rate)
CC1 (balance 2500): 70 e PM (0% interest rate)
CC1 (balance 2700): 30 e PM (0% interest rate)
what is mortgage on it vs the rent received. Is the 250 euro per month in first post the profit of rent over mortgage (minus tax)? If yes then this is more income that you can use to address your large debt.
Am I correct in saying that you have 15K invested into a property abroad and that you have a separate 15K in savings? Or is this same 15K?
Again.. what is the 250 euro for? Is this profit after the rent is paid
or is 250 the rent received per month? If 250 is the rent, then what is the mortgage?
I receive 250 as rent PM after tax for the abroad property
For 12 months of the year? Is this under some rental guarantee? If so, how long will this last for?I receive 250 as rent PM after tax for the abroad property
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