If you are on a special repayment arrangement on your mortgage, a new full repayment based on the new rate may not become due until the expiry of that arrangement.
Ex partner then walked away from the house leaving me to pay full mortgage and a young child.
This could be a problem for you.
Both parties to the mortgage must sign to ask for the lower rate and the refund.
Would the split or warehoused portion not be counted as arrears in this case?
was on the phone 15mins and no answer....asked for a diff member of the team that would no the answer
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