Hi,
Do you know who the death collection agency is? or more details about the letter and whats it for? Collection agencys have no legal powers, if they knock tell them to sling there hook or you will be calling the Guards for trespassing on private property then set the dog on them?, most of these letters are scare tactics, some letters are not even real.
best of luck
Chris
I received a letter in the post today from a collections agency. The contents of the letter scared the living daylights out of my wife. They said - they would have a third party pay us a personal visit if we did not pay up within 24 hours.
Ok hold on a minute here ...... OP is making payments to BOI but not enough to stop them selling on the debt. As Kev said they debt collectors buy the debt but at a very large discount. So use this to reduce the amount you have to pay.
Not all debt collectors are "thugs".
Call them and make an arrangement with them to pay the same amt each month you paid BOI but ask if you do this for say 12 months will they reduce your balance by a few 100... etc Or could you get the money together to clear this debt in say 12 months and then ask if they would take a lump sum to clear the loan. Remember they would not have paid BOI 10k for your loan so for them to make a profit they do not need to collect 10k.
Other option; Tell them to stop calling/contacting/writing etc and continue to pay BOI.
If I don't pay the debt and keep ignoring them will they leave me alone.
Can they bring me to court or find out my new address? Like is it worth it over €70
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