Linda, you need to be certain that the transfer will really be of benefit. A transfer of a PRSA arrangement must receive 100% allocation & no less. So are you really gaining. Compare the new management charge to the current. You also mention cash funds above, they might not be the best value on a standard 1% management charge on a PRSA as typically the return will be less than the annual management charge.
Just be careful the transfer isn't being proposed for commission purposes only, as typically the broker will receive a percentage of the fund value from the provider for bringing in new money.