....There is nothing to stop you switching as often as you like although I gather some banks will not refinance a mortgage that is less than a year old.
There is no clawback on BOI's cash-back offer.
There is nothing to stop you switching as often as you like although I gather some banks will not refinance a mortgage that is less than a year old.
That clawback provision is unenforceable and can be safely ignored.
In my opinion, the provision was always unenforceable but, in any event, new Regulations were introduced in 2016 that put the issue beyond doubt.
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