Thanks. Should be clear now4+ 2, or 2 adults and 2 children? What age are the children? Sorry to say this, but for me the question you've posted is very hard to understand.
We're about the same, ie 4k per month for a family of five...major costs are fuel for cars and food. It includes everything except mortgage/childcare so includes all household bills, Christmas, family holidays, all kids related stuff (sports, school related costs, birthdays, communions, clothes, haircuts etc). It all adds up unfortunately! House maintenance also included which can vary obviously but we try to spread the costs out as evenly as possible each year. Car tax/insurance and maintenance also add up. It's an expensive country.Hi. Im curious to understand what are other families' monthly range of expenditure excluding the big ticket items like mortgage and childcare as they will be very viable.
We are a family of 4. 2 Adults and 2 kids (a 4year old and a 2 year old). Outgoings excluding mortgage and Childcare is 4,000.
How do yours compare?
If anyone is interested, here's a little more detail on last year's expenses.Interesting, same situation, 2 adults, 2 young kids & drum roll... 4k a month before childcare & the mortgage.
Food | 45% |
Bills & Maintenance | 12% |
Discretionary | 17% |
Transport | 11% |
Travel | 8% |
Other | 7% |
Checked the exact figure for last year, €3750 /mth before childcare & mortgage. This year (to date) it's €3,985 /mth, so a 6.25% rise. Not too surprising given the combination of lockdowns in 2021, and inflation this year.Interesting, same situation, 2 adults, 2 young kids & drum roll... 4k a month before childcare & the mortgage.
There is now a measuring tape to measure that string! Click on link below.This is like asking how long is a piece of string.
Seems our string at least is much too long! Apparently we should only be spending 2k a month.There is now a measuring tape to measure that string! Click on link below.
2k a month is not possible...I mean maybe you could feed a family, pay utilities and get them all from A to B but that's about it. Not being able to go on holidays, have a decent Christmas, decent birthdays/presents, sports associated costs, clothes etc etc...and all that's before you have a life yourself. We're twice that and we don't splurge in a silly way, at all. Cars and houses have to be maintained also. All these costs add up. If a family is doing everything on 24k a year (after mortgage/childcare) then I personally wouldn't wish to be a part of it I don't think.
I wouldn't take too much notice of some of these calculators...live according to your means and you're good to go
That would make sense...and bare minimum is very true! I'd imagine a family of four solely reliant on social welfare would get around 500 euro per week (inc. increases for children). That's 26k per year. Assuming same family is on rent allowance or council housing etc that would mean they have say 24k per year or thereabouts to live on. So no matter what way you look at it 2k per month for a family is absolutely scraping the barrel.Isn't that calculator for assessing living expenses for insolvency cases? So it's going to be absolutely bare minimum (unless you're a professional who deserves more, though I think that idea got short shrift too).
It's how long is a piece of string for sure though also as mentioned by previous poster.bear in mind that if you live in D4 or Leitrim, your figures may be different also
Personally speaking, as a proud culchie well outside the Pale and with 2 teenagers who would eat us out of house and home if they could, we probably average around €3k a month, excluding mortgage.
Yes, it's all relative.It’s too broad a question. There are people on this site spending more on holidays than most people spend day to day.
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