Option B: Contact the different providers directly and ask
If I put €50k in an annuity with no strings or bells or guarantees attached, just on my own life at say 65, what would the expected return per annum be approximately? €1,947
If you have an annuity which covers as well your wife she will get a part of what you got. If you bought an annuity just for yourself the money is gone.Thanks for that Steven. So at age 85 (20 years later) I will have received circa €39,000 of my €50,000 investment and If I die during that period what happens to the capital sum?
See payouts below:
If I put €50k in an annuity with no strings or bells or guarantees attached, just on my own life at say 65, what would the expected return per annum be approximately? €1,947
If I put €50k in an annuity with a guaranteed 5 year payout on my life what would be the expected return per annum? €1,942
If I put €50k in an annuity with a guaranteed payout on me plus a payout to my spouse if I died, what would the expected return per annum be? €1,702
You can invest in funds and you can buy direct shares too. Most insurance companies are funds only. The trades are placed when you ask for them
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