I have learned an awful lot on this forum and sincerely thank all of the posters for some wonderful insights. To my mind, no problem asks a very fundamental question that I have been asking myself for a while now. What is enough and how does that balance with my need to enjoy my life. The OP and others have done a most admirable job of creating savings for the probable enjoyment of life at a later stage. And much and all as cash on deposit is devaluing over time, we often misplace the value of peace of mind and mental well-being through the absence of worry. That simple point has to form some part of our investment or savings philosophy.
I will fill in the template and seek your advices but for the most part, like others here, I'm struggling to find the courage to say enough is enough and maybe I should pullback and enjoy life a little better.
Just wondering, how much savings do people need to feel comfortable to spend some, or to cut back on saving x amount per month? If you own your house and had 100k in the bank, would you continue to save at the same rate you always did, or would you save less. In 50s, couple earning about 70k...