How do I calculate monthly mortgage repayments?

emeralds

Registered User
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672
I cannot figure this out!!
Outstanding balance is €149,670.
Remaining term - 11 years and 3 months (June 2030)
Interest rate - ECB + 0.95%

The current monthly repayment is €1,146. Is this correct?
 
Do you get TRS relief?
That repayment seems 23 a month less than it should be (which is almost exactly 20% of your interest charge)
 
No, not eligible for TRS.
Thank you for the quick reply - so the payment is correct essentially. Less the €23. I'll check with B of I re that.
 
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