My parents own a house which dates from approx 1860. They have never had a problem insuring it, until this year. The insurance lapsed for a month, and now the insurance company (Aviva) are refusing to insure it again, on the grounds that the house is more than 100 years old.
Has anyone had this problem? Is this a legitimate reason for refusing to insure it? It's been over 100 years old since before they bought it, and they've never had a problem with it until now. I'd be grateful for any insight, suggestions, etc.
Thanks!
PS I can't find an online tool that would enable us to find out the rebuild costs for a Victorian house - does one exist, does anyone know?
Has anyone had this problem? Is this a legitimate reason for refusing to insure it? It's been over 100 years old since before they bought it, and they've never had a problem with it until now. I'd be grateful for any insight, suggestions, etc.
Thanks!
PS I can't find an online tool that would enable us to find out the rebuild costs for a Victorian house - does one exist, does anyone know?
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