gnf_ireland
Registered User
- Messages
- 1,441
In my case I have both house insurance and car insurance with Aviva. If you have both of these policies they will give you one year's travel insurance for free. The problem is....they never told me about this offer.I got my renewal from Aviva today at €367 as an existing customer. Went online and was given a quote of €348 as a new customer.
I rang to see if they would match the online price and they refused.
I am beginning to believe that I am not really insured for anything anymore and that on an annual basis I am just sending them a donation.
Yes but the main reason for non-payment is non-disclosure of material facts such as level of flat roofs (or lack of maintenance on them), living in a flooding area, unoccupied or rented houses etc. I would wonder how many claims are refused because of 'unrealistic reasons', and whether this would stand up on complaint to FSO?If you have a claim they may or may not pay out, it is unrealistic to think you can know in advance wether or not. Most likely they will pay out, but you can be refused for random reasons.
Another reason for refusal to pay out is failure to annually service house alarms, boilers etc
Is it a condition of insurance that the boiler is serviced annually?
It may well be, I certainly was not aware of that.
Worth a trySo I too have just been sending them a donation for the last 2 years, (the boiler was serviced 3 years ago).
And the chances that I will get my premium back as I am not in fact covered?
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