I've been looking for something similar for relatives, but have come up against the same snags highlighted by huskerdu. Been considering Laya Health Manager First, because they have an excess of only €1 for outpatient costs, which includes consultant costs, for which they pay out 50%. However, what I'm unsure about is the fact that they only cover you for "selected" hospitals, and have no cover for High-tech hospitals, (except very limited cardiac proceduresin the Beacon.) I have been assured - by a Laya representative - that there's virtually no procedure which could be performed in a High-tech hospital which could not also be done in one of their approved private hospitals, but they would say that, wouldn't they ?
Anyone have any comments on Laya's hospital cover, pro or con ?
( Apologies if this is the wrong thread to post this, but it seemed the most appropriate.)