You posted up all the details
here In general, you seemed unwilling to address your overspending and expected the banks to sort out your problems for you.
It seems as if you are totally insolvent and should try for a PIA, but BoS will probably veto the PIA unless you introduce some cash from your brother.
Home loan
Lender: Bank of Scotland
Amount outstanding: €286,000
Value of home: €180,000
Interest rate: specify whether tracker or SVR or fixed rate: Tracker so paying very little, 1% over ECB maybe
Monthly repayment : €700 now, reduced repayment
I see no point in your brother giving you money at this stage, while you are insolvent with all the other properties and mortgages. If he does give you money, it would have to be part of a total PIA.
The only thing which might work for you would be something like the following:
1) Hand back the investment properties and write off the shortfalls.
2) Write off the unsecured debts
3) Switch the home loan to an interest only SVR mortgage equal to the value of the property with €20k from your brother.
But you would need a PIP to put this together for you.
But you will be insolvent again, if you are not prepared to live well within your means.