confused111
Registered User
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Clubman,So try another provider?
It wasn't clear from your original post that you had tried other providers so I was just suggesting what I thought might he a useful alternative. If your broker cannot find a competitive quote that does not require the test then perhaps you just need to take it?Clubman,
This thread was posted by way of general query in order to illicit helpful comments/provoke general comment.
I have made other applications where the test was not requested but the premiums were substantially higher. I trust this replies to your last post.
So try another provider?
Can't understand how some people seem to have a problem with the idea of shopping around?
You could be jeopardising your cover if you don't divulge all material facts!the doctor told me under no circumstances to tell any insurance company that I has had one.
You could be jeopardising your cover if you don't divulge all material facts!
Is this normal? and can they insist on one being done?
Also in the future I will have to disclose the fact that I have had a HIV test done and this could push up premiums on other policies even though the result is negative
Not true disclosing you have had a hiv test does not push up premiums, why would you believe a negative hiv test would increase a premium?
If you want to avoid the higher premium, go for the test, it will not have any detrimental effect on future policy premiums, results take approx 7 to 10 days.
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