High personal debts

Just to clearify, i read all the psot and found that almost all had many personal loans and credit card balance and i realized that paying off these is as equal as the take home....
And due to the fact that i was hit hard by these two issues and i still feel scared with these two.
I dedicate my success to come out from red was killing these two issues.
Apologies Astraclub for misconstruing and saying that you hadn't read the posts, it was an impression based on viewing a set of your posts which appeared to be very similar to each other in response to different problems. Congratulations on getting yourself out of debt, it is inspiring to see someone show it can be done. But I think the how is possibly the most valuable.
 
NO bother at all,
Let's see if we can be helpful here. Everyone is trying his best to suggest based on past personal experiences.
I hope JJKK get some room and free ideas.
Lets help people in any way we can...
 
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