Hi,
Any info is appreciated on the help to buy scheme...
I am a 31 single, working professional on gross salary of €50k. I feel 2020 may as well be used on starting to plan for the future.
4 weekly pay - approx €2800.
My downfall - I don't have any savings ( but I have worked hard and used disposable to travel the world with my time off). I have approx €8k in Life assurance with Mercer (I think) for when I retire or if I pass away it will be left. I have stopped paying into this for the past few years.
I did come into financial difficulty on student loans when I became unemployed, they are paid off but left a mark on my file. Only recently paid off.
I currently pay 480 per month on rent - paid out of my bank account
345 per month on car insurance (third party claimed from me for emotional in a car accident) - paid out of my bank account. - Hoping a reduction at the next renewal at the end of this year.
No loans.
I have paid tax consistently since 2008 with the exception of 2013 when I was unemployed for about 10 months. Salary has grown over the years as I worked hard and pushed for advancement, started off in 2008 on 19000.
Can an expert give me advice on whether I would be a candidate for Help to buy? How does it work - and what are my next steps a part from starting to save.
Thanks a mill.
Any info is appreciated on the help to buy scheme...
I am a 31 single, working professional on gross salary of €50k. I feel 2020 may as well be used on starting to plan for the future.
4 weekly pay - approx €2800.
My downfall - I don't have any savings ( but I have worked hard and used disposable to travel the world with my time off). I have approx €8k in Life assurance with Mercer (I think) for when I retire or if I pass away it will be left. I have stopped paying into this for the past few years.
I did come into financial difficulty on student loans when I became unemployed, they are paid off but left a mark on my file. Only recently paid off.
I currently pay 480 per month on rent - paid out of my bank account
345 per month on car insurance (third party claimed from me for emotional in a car accident) - paid out of my bank account. - Hoping a reduction at the next renewal at the end of this year.
No loans.
I have paid tax consistently since 2008 with the exception of 2013 when I was unemployed for about 10 months. Salary has grown over the years as I worked hard and pushed for advancement, started off in 2008 on 19000.
Can an expert give me advice on whether I would be a candidate for Help to buy? How does it work - and what are my next steps a part from starting to save.
Thanks a mill.
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