better5555
Registered User
- Messages
- 14
Thanks for your reply.....i do have 2 close friends but to honest i do not think they will have it...and i have never borrowed from any friends in my life to date.. so can't bring myself to ask them!and really dont think they have it!!oh please try and not get into something horrible just because you are panicking.
huge interest rates etc may mean that come next month you'll be worse off.
really hope it works out for ou.
is there not a close friend or family member that you could approach and explain the situation to and see if they could help out for the month?
Thanks for taking the time to reply.. i really do appreciate that..kind of you.Hi
Just be sure to pay back as fast as you earthly can (i.e. the very second that you get paid), if you do chose to use a moneylender..
"the total cost of credit to the consumer under the agreement is in excess of an APR of 23 per cent., or such other rate as may be prescribed" (from IFSRA [broken link removed] )
i.e. huge interest rates, so be very careful, you don't want to get into unmanageable debt, which could happen very quickly if you have to start paying back interest at that rate.
Interest of 25% for €2,500 is €625 and the amount that you owe would just get bigger and bigger. Smarter people than me would be able to tell you what that means over time (e.g. if you didn't pay back the whole amount immediately), but it would be big.
So hopefully you'll get out of this hole, but mind yourself and don't end up in a bigger one,
Best of luck,
Nicola
i have never borrowed from any friends in my life to date.. so can't bring myself to ask them!
if i get money from a money lender i can pay it back from end of next month...there will be two wages in the household then!!
You'll only be in a worse situation if you get involved with money lenders.yes hard to believe but yes!!! i dont like anyone knowing my bad financial situation....i know why i am in this situation...and i could not prevent it..these things happen!!!! but a first and last time for me,
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