Needtomove
Registered User
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- 23
Hi there
I have another thread here already "help in above our heads"so please refer for backround to how much our finances are in tatters
(
I have an apartment bought through affordable home scheme 9 yrs ago...lived there as family home for over 7 yrs.
Rented out at present. ..covering rent/mgt fees/propery tax etc.....due to lapse in tenant at start arrears €2.5k
Total owing inclu arrears €98k
Current value €110k..rang estate agents today...
if i sold for under 139500 mortgage only due
If i sell between 139500 and 190000 FULL diff between two figures due along with mortgage (clawback)
If and a huge IF i was ever able to sell for more than €190k I would owe outstanding mortgage AS WELL AS 26.5% of selling price
we are penniless ..literally wouldn't have the €350 for advertising costs ( see previous thread) so i want to time this as best I can to walk away with the most money that i can to get us out of the financial hole that is physically making me sick(
Estate agent fees 1.5% of sale price
Opinions very welcome please
I have another thread here already "help in above our heads"so please refer for backround to how much our finances are in tatters
(I have an apartment bought through affordable home scheme 9 yrs ago...lived there as family home for over 7 yrs.
Rented out at present. ..covering rent/mgt fees/propery tax etc.....due to lapse in tenant at start arrears €2.5k
Total owing inclu arrears €98k
Current value €110k..rang estate agents today...
if i sold for under 139500 mortgage only due
If i sell between 139500 and 190000 FULL diff between two figures due along with mortgage (clawback)
If and a huge IF i was ever able to sell for more than €190k I would owe outstanding mortgage AS WELL AS 26.5% of selling price
we are penniless ..literally wouldn't have the €350 for advertising costs ( see previous thread) so i want to time this as best I can to walk away with the most money that i can to get us out of the financial hole that is physically making me sick
(Estate agent fees 1.5% of sale price
Opinions very welcome please