Hi,
I became redundant on Friday and my GloHealth cover ceased immediately. They sent a letter warning me that if I let my cover lapse for more than 13 weeks then I would have to serve waiting periods on a new policy. So, the questions I have:
(i) Is this 13 week period specific to GloHealth or is it a legal requirement for all insurers ? eg. could I find that if I look for a VHI policy in 3 weeks time they would say I have to serve a waiting period because I let my cover lapse for more than 2 weeks ?
(ii) GloHealth said they only sell annual policies. Is this the same for all insurers ? I hope to get a new job and join whatever scheme my new employer has so I hope to need an individual policy for a couple of months, are there any insurers who sell policies by the month or some sort of bridging policy ?
Thanks,
Usjes
I became redundant on Friday and my GloHealth cover ceased immediately. They sent a letter warning me that if I let my cover lapse for more than 13 weeks then I would have to serve waiting periods on a new policy. So, the questions I have:
(i) Is this 13 week period specific to GloHealth or is it a legal requirement for all insurers ? eg. could I find that if I look for a VHI policy in 3 weeks time they would say I have to serve a waiting period because I let my cover lapse for more than 2 weeks ?
(ii) GloHealth said they only sell annual policies. Is this the same for all insurers ? I hope to get a new job and join whatever scheme my new employer has so I hope to need an individual policy for a couple of months, are there any insurers who sell policies by the month or some sort of bridging policy ?
Thanks,
Usjes